Take control of your health. The No. 1 way to avoid the high cost of health care is not to get sick. No one can guarantee that you will never become ill or have an accident. So don’t run out and cancel your insurance after reading this article. However, there are definite steps people can take that will heavily slant the odds against illness in their favor.

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Now, time enters the equation. Time tells us when we will have our goals and priorities and when we will work on them.

Most people think of time allocation in the old, “time management,” framework. I prefer the term “time tactics,” which approaches time from both a long and short-term perspective.

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Now it’s time to set goals that will effectively lead us to the realization of our pivotal priorities.

What exactly is a goal? It is a desired experience set as a future event. Goals should be: written, precise, realistic, result oriented and time specific. Goals must relate and lead directly to a major priority.

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Headed in the wrong direction? Moving farther away from your long term plans and dreams? Ever felt that way? If so, welcome aboard a crowded boat!

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Do you ever feel like you’re using a lot of time and energy but not making very much progress? Here are four common misconceptions that many of us have. See if any of these keep you from reaching your goals efficiently.

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